A Better Hard Money Experience
The real estate market is changing in Atlanta, and opportunity is on every block. Now is the time for real estate investors to partner with a lender who measures success by the success of their borrowers. Complete the form below or give or call us at 615.437.4826to learn more.
- Close in 24hrs
- Same-day terms
- No credit checks, No personal financials, and No 3rd party appraisals.

We're here for all real estate investors
Capital Fund 1 has been providing direct private capital and hard money loans for real estate investment since 2009. Our team has over 100 years of experience in real estate acquisition, construction, development, and financing.
We are here to serve ALL real estate investors. We've worked with investors who are tackling their first project and those who are taking on their hundredth. We understand speed and quick capital can make or break your deal. This is why our team of experts is especially skilled in getting loan quotes as soon as the day same day and can fund your deal in as little as 24hrs.
Georgia Fix and Flip Loans
CF1 can fund in 24hrs, offer up to 90% of the purchase price, and get loan quotes out the same-day. We require NO credit checks, NO personal financials, or NO 3rd party appraisals.
Georgia Air BnB Loans
Ready to diversify your portfolio? At CF1, our loan products can help you win a property with our no-red tape financing. Close in as little as 24hrs and start generating short-term rental income.
Georgia Rental Loans
Grow your rental portfolio with our CF1 BRRR loans. Our short-term product empowers you to close quickly and then refinance with a long-term rental loan like CF1's long term rental program.
Georgia Multi-Family Loans
Multi-family dwellings are lucrative investment opportunities. Receive the capital you need to acquire and update each unit. We can fund both the acquisition and renovation of your project.
Georgia Bridge Loans
Bridge loans are a unique short-term funding solution that allows businesses to act quickly. This loan program tends to “bridge the gap” when permanent financing is not yet available and speed is necessary to get the deal done.
Georgia Buy & Hold Loans
These loans are generally used when an investor is looking to own and maintain a rental property that generates monthly cash flow. Investors can also use this a refinance tool to pull equity out of property.
Georgia Construction Loans
CF1 can fund your entire construction project from land acquisition to long-term debt. Project types include: Ground-up residential, Spec home construction, In-fill development, Build to Suit, and Multi-Unit Developments
Georgia Land Loans
Our land and lot financing is an affordable and easy way to buy a lot or land ideal for the construction of am investment residential or commercial property. Land and lot loans can also be referred to as raw land loans, and vacant land loans
Get our FREE Real Estate Investment e-guide
Our guide identifies the industry's best practices from hunting for a deal to obtaining quick financing, we want to help you avoid common mistakes that can cost you thousands. Whether this is your first deal or your hundredth, our e-guide is a value add for any real estate investor.
Every Capital Fund 1 Loan Is Backed By

Excellent Customer Serivice
Throughout your loan process, our LO's and investor support team provide 1-on-1 support to make sure your deal closes on your schedule.

Streamlined Process
The entire loan process is handled in-house; from application to funding, there are no 3rd parties, no vendors, and no delays.

Industry Leading Technology
We've invested in proprietary technology to deliver accurate property values. In the past decades, we've consistently been within 3% of the actual sales price.

Valuable Rewards Program
We believe in being the ultimate real estate partner. Which is why we are rewarding our borrowers with low rates and reduced fees on every 5th loan.
Dedicated Loan Originator
Our loan origination department has grown 230% in the past year to continue to deliver personalized support through your hard money journey.
With each CF1 loan, your dedicated loan originator will personally see your loan through our application, underwriting, closing, and funding process. We're in the business of being the ultimate real estate partner.

Our Underwriting Tools Available at No Cost
Learn more on how to access our PRO comp tool and investor rewards like $999 off a doc fee.
Hard Money Explained
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What Other Real Estate Investors are Saying
Amazing, great work quick to close on asset-based loans, always looking forward to working with Cap Fund 1!
Capital Fund I, LLC is my go-to hard money lender for myself and my clients. They underwrite and get me loan terms quickly and always get my deals funded quickly and on time. I would recommend all real estate investors buying properties in Arizona to use Capital Fund.
Excellent people. We worked with Broke, Zach, Jayke, Liz, and Jacob. Thanks for your hard work in putting everything together in all the deal we been making but the best part of everything is they are honest and answer their phone when you need!!!!! !Congratulations👏
Need clarification?
What is Hard Money?
Hard money is an asset-based loan offered on real estate investment properties. Unlike a traditional loan, our underwriters solely consider the value of the property vs a borrower's credit rating.
How can Capital Fund 1 fund real estate investment loans in 24hrs?
Because our underwriting process does not involve a credit check, borrower financials, or appraisal, we are able to move relatively quickly as opposed to a traditional or soft money lender. We also always have capital ready and rarely have to raise funds from investors to fund a loan. Often, smaller funds wait on fund transfers from investors before they can fund a deal.
What are your rates and fees?
To keep competitive with the market, our rates and fees are constantly changing and are subject to market conditions. As of Apr 20, 2021, rates are as low as 8.99%* and fees are as low as a half a point.
Why is Capital Fund 1 lending in Texas?
We are always searching for ways to expand opportunities for our investors and borrowers to take advantage of growing markets. With the shifting demographics to the sunbelt, friendly regulatory environment, and local market conditions, we are excited to grow with the Texas market.